User Registration Agreement
This Agreement is a service agreement entered into between this Platform and you. The Platform provides you with various services under the Platform, and this Agreement shall have contractual effect. This Agreement shall be established and become effective upon your check to confirm it. I. Statements and Undertakings(1) Clauses in this Agreement that are or may be materially relevant to your rights and interests, as well as clauses that may exempt or limit the Platform’s liabilities, have been marked in bold. Please pay attention to them. You confirm that, before you register as a user of this Platform to receive the Services or actually use the Services in any other manner permitted by this Platform, you have fully read, understood and accepted all contents of this Agreement. Once you use the Services, it means you agree to comply with all provisions of this Agreement. If you do not agree to any content of this Agreement or cannot correctly understand the clauses in this Agreement, please do not check this Agreement or proceed with subsequent operations. Meanwhile, you undertake to comply with the laws, regulations, rules and other government normative documents of the People’s Republic of China. In case of any violation resulting in legal consequences, you shall independently bear all corresponding legal liabilities in your own name.
(2) You agree that the Platform shall have the right to modify the contents of this Agreement and announce such modifications by publishing a notice on the Platform’s website.
(3) You warrant that, when you agree to accept this Agreement and register as a user of this Platform, you have reached the age of 18 and have full capacity for civil conduct, or you are a legal person or other organization legally engaged in business operations or other business activities in the Chinese mainland; the contents of this Agreement shall not be excluded by the laws of the country or region where you are located. If you do not meet the aforementioned conditions, you shall immediately terminate the registration or stop using the Services. When using the Platform’s Services, you shall independently determine whether the other party has full capacity for civil conduct, confirm that the information provided by the other party corresponds to the other party itself, and independently decide whether to conduct signing transactions with the other party. You shall independently bear all risks associated therewith. The Platform shall not be liable for any losses caused by errors in verifying the other party’s identity.
(4) You warrant that, when you agree to accept this Agreement and register as a user of this Platform, it means you recognize the use of this electronic contracting platform as a method for concluding contracts (including but not limited to electronic documents), recognize that all your operations on this Platform are expressions of your own will, recognize that electronic documents (or agreements) signed by you on this Platform have the same effect as paper documents (or agreements), and recognize that your electronic signature on this Platform has the same effect as your handwritten signature.
(5) You warrant that you shall comply with the requirements of national laws and regulations and shall not use this Product for illegal purposes such as endangering national security, harming public interests, or infringing upon the legitimate rights and interests of others. In case of any violation, our company shall have the right to take measures unilaterally and require the relevant party to bear corresponding legal liabilities.
II. Definitions and Interpretations
(1) Platform Account (or “the Account”): A unique number provided to you by this Platform. You may set a password for the Account by yourself and use it to inquire about or initiate the signing process on behalf of yourself or your organization. You shall log in to the Account using your own email address, mobile phone number, or other methods permitted by this Platform (e.g., by scanning a QR code or biometric identification).(2) Third-Party CA Institution: A third-party digital certificate issuing institution that holds the Electronic Authentication Service License.
(3) Electronic Signature Authentication Certificate (Digital Certificate): A string of data provided by a state-recognized third-party digital authentication center, which contains the certificate holder’s identity information, public key and other relevant information, and is used to identify the signatory’s identity information.
(4) Digital Signature: Data attached to a data unit or a cryptographic transformation performed on a data unit. Such data or transformation enables the recipient of the data unit to confirm the source and integrity of the data unit, protect the data, and prevent forgery by others (e.g., the recipient).
(5) Electronic Seal: Electronic image data of a traditional physical seal realized based on digital signature technology, with basic features such as digital storage, unique identification, protection based on digital signature technology, and use only after authorization.
(6) Hand-Drawn Signature: Electronic image data of a traditional handwritten signature realized based on digital signature technology, with basic features such as digital storage, unique identification, protection based on digital signature technology, and use only after authorization.
(7) Electronic Signature (Seal): Based on electronic handwriting or electronic seal information, digital signature technology is adopted to realize the security protection of electronic documents (e.g., Word, Excel, web pages, PDFs) and the visual graphic display of seal information. It can be used to verify the authenticity of the identity of the signatory of the electronic document, the non-repudiation of the sealing act, and the integrity of the sealed document.
(8) Timestamp: A legally effective timestamp provided by a third party, which proves that a certain electronic data existed at a specific time point, and any modification after that time point can be detected.
III. Service Items
(1) Electronic Signature Service You may create your exclusive electronic signature creation data through this Platform. You may select a real-name authentication method suitable for you on this Platform to apply for a digital certificate, and choose seal services such as template seals and hand-drawn seals to create your exclusive personal seal. You may view the corresponding electronic documents on this Platform, use your personal seal, and call your digital certificate private key to sign the electronic documents in accordance with your own will. When you sign an electronic document, the Platform will determine the signing time of each electronic signature through a timestamp.(2) Evidence Preservation and Issuance Service To ensure that your electronic contracts have stronger probative force in the future, you authorize the Platform to collect and fix your signing information, including but not limited to the device information of the operating account, network information, system logs, signatory identity information, signing method, and authentication method. The electronic documents signed by you and the signing information shall be synchronously transmitted to the Platform’s evidence preservation system in real time, and shall be fixed in real time using blockchain and timestamp technology. The HASH value of the electronic documents shall be synchronously stored in all nodes of the blockchain related to this Platform in real time. For the fixed electronic documents or signing information, you may apply for the issuance of electronic or paper versions of evidence reports through this Platform to prove the authenticity of the electronic documents and the signing process.
(3) Legal Services You authorize the Platform to synchronously transmit the electronic documents signed by you to a third-party notary office. You may apply for the paid issuance of notarial certificates and custody letters through the Platform’s evidence preservation platform to prove that the electronic documents have not been tampered with since they were stored in the notary office. You authorize the Platform to synchronously transmit the hash value of the electronic documents signed by you to the Internet Court and online arbitration platforms.
IV. Platform Account
(1) Registration-Related Provisions Unless otherwise specified in this Agreement or in the rules of relevant products, you shall register on this website and/or the mobile client, obtain a dedicated account provided by this Platform, and provide relevant information as required by the Platform to activate the account before using the Services. You agree to: Provide accurate information as required by the Platform and promptly update your correct, up-to-date and complete identity information and relevant materials after obtaining the Account. If the Platform has reasonable grounds to suspect that the identity information and relevant materials provided by you are incorrect, untrue, outdated or incomplete, the Platform shall have the right to suspend or terminate the provision of part or all of the Service items to you. The Platform shall not be liable for any losses arising therefrom, and you shall bear any direct or indirect expenses incurred thereby. If the Platform is required by national laws, regulations, departmental rules or regulatory authorities to request you to supplement relevant materials, and you fail to provide them in a timely manner, the Platform shall have the right to suspend or terminate the provision of part or all of the Service items to you. You shall provide accurate and promptly update your contact information such as email address, contact phone number, contact address and postal code to facilitate timely and effective communication between the Platform and you. You shall independently bear all adverse consequences such as losses suffered or additional expenses incurred by you in the process of using the Services due to failure to contact you through such contact information. You understand and agree that you are obligated to maintain the validity of the contact information you provide. If any change requires an update, you shall follow the Platform’s requirements to perform the update. You shall promptly update your materials (including but not limited to ID card, household registration book, passport and other certificates or identity documents, contact information, email address or mobile phone number used as the login name of the Platform account, and email address or mobile phone number bound to the Platform account). Otherwise, the Platform shall have the right to open your login name, email address or mobile phone number bound to the account for registration or use by other users. You shall independently bear all consequences caused by your failure to update the materials in a timely manner, including but not limited to failure to provide the Services or errors in the provision of the Services, and theft of the Account and information therein. You shall not use this as a reason to cancel the transaction or refuse to perform the Agreement. You confirm that only you or a person authorized by you may use your Account. When you decide to stop using the Account, you shall apply to the Platform for canceling the Account in accordance with the provisions of Section(4) of this Article.You agree that if you lose all or part of your capacity for civil rights or civil conduct, the Platform shall have the right to dispose of the materials in your Platform Account in accordance with valid legal documents (including but not limited to effective court judgments, effective wills, etc.) or other materials recognized by the Platform. If you are an individual user, you confirm that the Platform shall have the right to request to verify your valid identity certificate or other necessary documents when necessary and retain a color scanned copy of the valid identity certificate. You shall actively cooperate; otherwise, the Platform shall have the right to restrict or stop providing part or all of the Service items to you in the following circumstances:A. You request to change your identity information or your identity information has expired;B. The Platform deems that your transaction behavior or transaction status is abnormal;C. The Platform deems that there is doubt about your identity materials, or deems that there is doubt about the identity materials you have provided in the process of providing Services to you;D. Other circumstances where the Platform deems it necessary to verify or retain your identity certificate or other necessary documents.
(2) Account Security You shall bear full responsibility for all operations and statements made using the Account or password. You agree to: Unless otherwise specified in the rules of relevant products, the Platform may verify your identity through your exclusive login name and password, QR code scanning, biometric identification, or other methods recognized by the Platform. You shall properly keep the password, identity information, etc. You shall bear losses caused by the leakage of the password, identity information, verification code, etc. You warrant that you will not disclose your exclusive login name, password, verification code, identity information, etc. to any other person, nor use any other person’s Account to perform any operation on this Platform. The Platform may also identify your instructions through other products or devices used by you in connection with the Services. You shall properly keep such products or devices that are under your control or should be under your control. You shall bear any losses caused by the loss of such products or devices. Based on the usage habits of users on computer terminals, mobile terminals and other electronic devices, we may set different account login modes and adopt different measures to verify your identity when you use specific products. You agree that: (a) if you discover any unauthorized use or theft of your Platform login name and password, or loss of the mobile phone or other devices associated with the Platform Account, or any other circumstances that may endanger the security of the Account, you shall immediately notify the Platform in an effective manner and apply to the Platform for suspending relevant Services to protect your legitimate rights and interests; and (b) you shall ensure that you log out of the Platform website through the correct procedure at the end of the continuous login period. The Platform shall not be liable for any losses, damages or other adverse consequences caused by your failure to comply with the provisions of this paragraph. You understand that the Platform needs a reasonable period to act on your request, and the Platform shall not be liable for any instructions already executed and/or losses caused to you prior to such action. Unless you submit a written application in person, or as otherwise provided by law or judicial decision and with the consent of the Platform, your login name, password and Platform Account shall not be transferred, donated or inherited in any way (except for relevant property rights and interests). When using the Services, you agree and acknowledge that the Services may become unavailable due to system issues, and the Platform shall not be liable for such circumstances. You agree that, for the needs of operation and transaction security, the Platform may temporarily suspend the provision of or restrict part of the functions of the Services, or provide new functions. When any function is reduced, added or changed, your continued use of the Services shall mean that you still agree to this Agreement or the modified Agreement. The Platform shall have the right to understand the true transaction background and purpose of your use of the Platform’s products or Services. You shall truthfully provide true, comprehensive and accurate information required by the Platform. If the Platform has reasonable grounds to suspect that you have provided false transaction information, the Platform shall have the right to temporarily or permanently restrict part or all of the functions of the products or Services used by you, and notify you via email, in-site message or client notification, etc. You shall pay timely attention to such notifications. You agree that the Platform shall have the right to inquire about, freeze or take other operations on your personal information, transactions and Account on the Platform in accordance with the requirements of judicial authorities, administrative authorities and military authorities, including but not limited to public security organs, procuratorates, courts, customs and tax authorities.
(3) Real-Name Authentication After you actually obtain a Platform Account through registration or other methods permitted by the Platform, you may use the electronic seal service provided by the Platform. You may choose whether to use the real-name authentication service provided by the Platform. If you choose real-name authentication, you may use your exclusive digital certificate to complete the electronic seal; if you do not choose real-name authentication, the Platform will use the anti-tampering technology of Chongqing FairSigning Network Technology Co., Ltd. to complete the signing confirmation of electronic documents and fix the evidence through data preservation. If you complete the electronic seal without real-name authentication, the data after the electronic seal is completed will not be replaced even if you conduct real-name authentication subsequently, and the electronic seal cannot be revoked after signing. If you need to use your own digital certificate to complete the electronic seal, you shall conduct real-name authentication and re-initiate the electronic seal process. If you complete the electronic seal without real-name authentication, although the electronic data signed with the electronic seal can achieve the anti-tampering function, the electronic data signed with your electronic seal may not be recognized by judicial authorities due to unclear subject identity, as your Account on the Platform has not been effectively verified against your real identity. If you complete the electronic seal without real-name authentication, you shall clearly inform all parties to the electronic contract of the risks and liability bearing of signing the electronic contract without real-name authentication, and clearly indicate such information in the electronic contract to ensure that all parties to the contract use the electronic seal to sign the electronic contract with full knowledge of the risks and liability bearing. You are aware of the legal consequences of you and your associated signatories not using real-name authentication. You may independently choose whether to use the real-name authentication service of the Platform according to your actual application scenarios and needs. If you do not use the real-name authentication service of the Platform, resulting in the electronic contract signed by you and your associated signatories being invalid in law, the Platform shall not be liable. The Platform is only a provider of technical services for real-name authentication and electronic seals, and shall not be liable for the legal consequences of your choice to use or not use real-name authentication, or to use different types of real-name authentication. You shall complete your identity information as required by the Platform to finally complete real-name authentication. If the electronic signature (seal) operations of you or your associated signatories are not protected by relevant laws due to failure to complete real-name authentication, and the electronic contracts signed thereby are not protected by relevant laws, you shall independently bear the corresponding legal liabilities.
(4) Information-Related Provisions You shall update your correct, up-to-date and complete identity information and relevant materials in a timely manner after obtaining the Account as required by the Platform. If the Platform has reasonable grounds to suspect that the identity information and relevant materials provided by you are incorrect, untrue, outdated or incomplete, the Platform shall have the right to suspend or terminate the provision of part or all of the Platform’s Services to you. The Platform shall not be liable for any losses arising therefrom, and you shall bear any direct or indirect expenses incurred thereby. If the Platform is required by national laws, regulations, departmental rules or regulatory authorities to request you to supplement relevant materials, and you fail to provide them in a timely manner, the Platform shall have the right to suspend or terminate the provision of part or all of the Service items to you. The Platform shall not be liable for any losses caused by your failure to cooperate in providing relevant materials. You shall provide accurate and promptly update your contact information such as email address and contact phone number to facilitate timely and effective communication between the Platform and you. You shall independently bear all adverse consequences such as losses suffered or additional expenses incurred by you in the process of using the Services due to failure to contact you through such contact information. You understand and agree that you are obligated to maintain the validity of the contact information you provide. If any change requires an update, you shall follow the Platform’s requirements to perform the update. You shall promptly update your materials (including but not limited to ID card, household registration book, passport and other certificates or identity documents, contact information, email address or mobile phone number used as the login name of the Platform account, and email address or mobile phone number bound to the Platform account). You shall independently bear all consequences caused by your failure to update the materials in a timely manner, including but not limited to failure to provide the Services or errors in the provision of the Services, and theft of the Account and electronic signature creation data. If you are an individual user, you confirm that the Platform shall have the right to request to verify your valid identity certificate or other necessary documents and retain a color scanned copy of the valid identity certificate. You shall actively cooperate; otherwise, the Platform shall have the right to restrict or stop providing part or all of the Platform’s Services to you. Meanwhile, you agree that the Platform shall have the right to transmit your personal identity information, copies or scanned copies of certificates to credit reference institutions and other data service providers with state-recognized qualifications, which may use and store such information for the purpose of verifying the identity of the signatory. If you are an enterprise user, in case of termination of your enterprise’s subject qualification (such as merger, dissolution, cancellation, declaration of bankruptcy, closure, or revocation of business license), you shall notify the Platform in writing within 5 working days from the occurrence of the above circumstances and terminate the use of the Platform Account registered under the enterprise user and the corresponding digital certificate. Otherwise, the Platform shall have the right to cancel your Platform Account and revoke your digital certificate at any time without bearing any liability for breach of contract. You shall bear full compensation for any losses caused to the Platform due to your failure to fulfill the notification obligation. If you are an enterprise user and there is a change in enterprise information, after completing the industrial and commercial information change, you shall take the initiative to contact the Platform to update the user information (so as to update the relevant information of your Account) and apply for a new digital certificate for document signing. If you fail to re-authenticate on the Platform in a timely manner after the enterprise information change and continue to use the digital certificate containing the original enterprise information to sign documents, the Platform shall not be liable for any risks and losses caused by such act. You agree that the Platform shall have the right to verify and review the materials (including but not limited to mobile phone number, email address, ID card, household registration book, real-name bank account, business license, organizational structure certificate, etc.) that you or your associated signatories need to submit when using the Services, according to your choice. The verification and review shall be limited to screening and verifying the materials and information submitted by the user. The Platform shall conduct reasonable and prudent formal review of the materials and information submitted by the user; however, within the scope of the Platform’s legal authority and reasonable capabilities, the Platform cannot conduct substantive review of the user’s actual operation, management and transaction behaviors, nor provide any guarantee thereof. If a dispute arises between the user and other users or third parties due to the user’s behavior, the user shall independently bear external liabilities. If any damage is caused to the Platform, other users or third parties, you shall compensate for such damage in accordance with the law. If you read this Agreement through a third-party platform’s website and check to confirm the establishment of this Agreement, it shall be deemed that you agree to synchronize the data generated on the third-party platform to this Platform, and the third-party platform has transmitted the data generated on its platform to this Platform. You may obtain your data on this Platform, such as signed electronic contracts and corresponding evidence reports.
(5) Cancellation-Related Provisions When you need to terminate the use of the Services, you may apply for canceling your Platform Account. You agree to: The Platform Account you apply to cancel shall be the Account registered by you in accordance with the provisions of this Agreement and provided to you by the Platform. You shall cancel the Platform Account in accordance with the procedures specified by the Platform. The cancellation of the Platform Account shall result in the Platform terminating the provision of the Services to you, and the rights and obligations of both parties under this Agreement shall be terminated (except for those that shall not be terminated as otherwise agreed in other clauses of this Agreement or by nature). Meanwhile, the following consequences may occur to the Account:A. Any of your transaction information will no longer be viewable;B. Any auxiliary documents generated during your transaction process will no longer be viewable, and you may save them before cancellation;C. After cancellation, the Platform will not be able to provide authentication, notarization and other services for any information you previously retained. You may apply for canceling the Platform Account through self-service or manual methods. The Platform Account you apply to cancel shall be in a normal state, i.e., the account information and user information of your Platform Account are up-to-date, complete and correct, and the Account may use all service functions of the Platform. Accounts with outdated, missing or incorrect account information or user information, or accounts for which services have been suspended or terminated, cannot be applied for cancellation. If the Account you apply to cancel has associated accounts or sub-accounts, the Account cannot be canceled until the associated accounts or sub-accounts are canceled. The Platform Account you apply to cancel shall not have any outstanding document relationships or other rights and obligations arising from or maintained by the existence of the Account due to the cancellation of the Account, nor shall there be any disputes arising from outstanding rights and obligations as deemed by the Platform. Once the Platform Account you apply to cancel is successfully canceled, it will not be restored. You understand and agree that the Platform shall have the right to cancel all or part of the login names under your name in the following circumstances: (a) you have not used your Platform login name for 12 consecutive months; or (b) you have committed fraud, false transactions, infringed upon the legitimate rights and interests of others or other acts that seriously violate the Platform’s website rules or the laws of the People’s Republic of China on the Platform’s website. You will no longer be able to log in to the Platform’s website, and all website services will be terminated simultaneously.
V. Service
Usage Rules To effectively protect your legitimate rights and interests when using the Services, you understand and agree to accept the following rules:(1) Once you use the Services, you irrevocably authorize the Platform to send signing invitations to your partners and perform corresponding operations when you and/or the person designated by you meet the specified conditions or status.
(2) The Platform shall accept your instructions through the following methods:
A. Transaction status or instructions modified or confirmed by you on this website or other websites or software that can use the Services, by logging in to your Platform Account with your Platform account name, password, digital certificate or other security products and following the preset process of the Services;
B. Information replies (such as SMS or phone calls) sent by you to the Platform via the mobile phone number used as the account name at the time of registration or bound to the Account (hereinafter collectively referred to as “the Mobile Phone”) or other communication tools exclusive to you;
C. Information sent by you to the Platform via other tangible or intangible items used as the account name at the time of registration or bound to the account name (such as hardware, terminals, software, codes, encodings, ciphers, other account names, etc.). If the tangible or intangible items referred to in this method have the same or similar function as the Mobile Phone for receiving information, the clauses involving the Mobile Phone in Sections (4), (5), (6) of Article V and Section (3) of Article VI shall also apply to this method;
D. Through biometric identification such as fingerprint recognition;
E. Other methods agreed upon by the Platform and you or recognized by the Platform.No matter which of the above methods you use to issue instructions to the Platform, such instructions shall be irrevocable and shall be the sole instructions for the Platform to act as your agent to make payments, receive funds or perform other operations. Such instructions shall be deemed as your personal instructions, and you shall bear full responsibility for any consequences arising from the Platform’s faithful execution of the above instructions.“Binding” as mentioned in this Agreement means that there is a corresponding association between your Platform Account and the tangible or intangible items mentioned in this Section. Such association enables the realization of certain service functions of the Platform’s Services, and sometimes enables these tangible or intangible items to be used as the basis for the Platform to identify and confirm your Platform Account.
(3) You confirm that any operation performed by you on the website and the results caused by such operation shall have legal effect.
(4) In the process of using the Services, the contents of this Agreement, the operation instructions displayed on the web page, or the information (such as SMS or phone calls) sent by the Platform to the Mobile Phone are the relevant rules for your use of the Services. Your use of the Services means you agree to accept the relevant rules of the Services. You understand and agree that the Platform shall have the right to unilaterally modify the relevant rules of the Services without obtaining your consent. The service rules shall be subject to the on-page prompts (or SMS, phone calls or client notifications sent to the Mobile Phone) when you use the Services. Your agreement to and compliance with the service rules is a prerequisite for your use of the Services.
(5) The Platform will notify you of the transaction progress and prompt you to perform the next operation via in-site status notification (or SMS, phone calls or client notifications sent to the Mobile Phone). However, the Platform does not guarantee that you can receive or receive such notifications in a timely manner, and shall not be liable for any consequences arising therefrom. Therefore, you shall promptly check such notifications and perform relevant operations. The Platform shall not be liable for any disputes or losses caused by your failure to promptly check, modify or confirm the transaction status, or failure to submit relevant applications.
(6) The Platform does not provide any form of authentication service for the content of the agreements you transact. Except as otherwise provided in this Agreement, if a transaction dispute arises between you and the other party to the transaction, you irrevocably authorize the Platform to handle it in accordance with this Agreement and the various rules specified on this website. You shall independently bear the communication fees, document copying fees, authentication fees and other expenses incurred in resolving the dispute. The Platform shall not handle disputes arising from gains or losses of either party due to market factors.
(7) You shall complete your identity information as required by the Platform to finally achieve real-name status; otherwise, some of your functions may be restricted.
(8) The Platform will manage your transaction process and generated materials in strict accordance with the requirements of laws and regulations or the supervision of competent authorities. Except as otherwise provided in this Agreement, such materials shall not be used for any other purposes not instructed by you.
(9) The Platform is not a legal institution and shall not bear any obligation to resolve disputes arising from transaction content or agreement content. You may seek resolution from relevant entities that comply with the provisions of the laws of the People’s Republic of China.
(10) You shall not use the Services for other purposes not permitted by the Platform.
(11) Signing Risks When using the Services, if you or the other party to the signing fails to comply with the service terms, website instructions, operation prompts or rules on the transaction page, the Platform shall have the right to refuse to provide relevant services to you and the other party to the signing, and shall not be liable for damages. You shall independently bear any losses caused by your own faults, including but not limited to: failure to operate in accordance with prompts, failure to operate in a timely manner, forgetting or disclosing the password or verification code, password being cracked by others, intrusion into or loss of the computer or other hardware or terminals used by you, intrusion into the software used by you, or unauthorized use of your biometrics by others.
(12) Service Fees When you use the Services, the Platform shall have the right to charge service fees in accordance with the Platform’s service fee rules. The Platform shall have the right to formulate and adjust the service fees. The specific service fees shall be subject to the fee announcement displayed on this website, client or product page when you use the Services, or other written agreements reached between you and the Platform. Unless otherwise specified or agreed, you agree that the Platform shall have the right to directly deduct the above service fees from the account balance or other assets entrusted by you to the Platform for collection or payment.
(13) You acknowledge that the usage records, transaction status and other data of the Platform Account shall be subject to the data recorded in the Platform’s system. If you have any objection to such data, you shall raise the objection to the Platform within three days from the date of the change of your account data and provide relevant evidence for the Platform’s verification.
VI. Restrictions
on Service Usage To effectively protect your legitimate rights and interests when using the Services, you understand and agree to accept the following rules:(1) When using the Services, you shall comply with the relevant laws and regulations of the People’s Republic of China, the laws of the country or region where you are located, and relevant international practices. You shall not use the Services for any illegal purposes (including transactions of prohibited or restricted items) or use the Services in any illegal manner.
(2) You shall not use the Services to engage in acts that infringe upon the legitimate rights and interests of others. Otherwise, the Platform shall have the right to refuse to provide the Services, and you shall bear all relevant legal liabilities. If any damage is caused to the Platform, its employees or other parties, you shall bear the compensation liability. Such acts include but are not limited to: Infringing upon the legitimate rights and interests of others such as reputation right, privacy right, trade secret, trademark right, copyright and patent right; Violating confidentiality obligations stipulated by law or agreement; Using the Services in the name of others; Engaging in illegal transaction acts such as money laundering, terrorist financing, trafficking in firearms, drugs, prohibited drugs, pirated software, obscene materials, or other items that the Platform deems not allowed to be traded through the Services; Providing gambling information or inducing others to participate in gambling in any way; Illegally using other people’s accounts for transactions; Conducting transactions that are inconsistent with the declared transaction content of you or the other party to the transaction, or conducting false transactions; Engaging in any act that may contain computer viruses or may infringe upon the Service system or data; Other acts that the Platform has reasonable grounds to deem inappropriate.
(3) You understand and agree that the Platform shall not be liable for any damages (including but not limited to loss of profits, goodwill, use, data or other intangible losses) caused by any of the following circumstances, whether the Platform has been notified of the possibility of such damages:
The Platform shall have the right to, based on its sole judgment (including but not limited to circumstances where the Platform deems that you have violated the express provisions and spirit of this Agreement), suspend, interrupt or terminate the provision of the Services or any part thereof to all or part of the Platform Accounts under your name, and remove your materials. When the Platform discovers abnormal transactions or reasonably suspects that there is doubt about the transaction or that the transaction may violate legal provisions or the provisions of this Agreement, the Platform shall have the right to suspend or terminate the use of all or part of the Platform Accounts under your name without prior notice (including but not limited to taking restrictive measures such as canceling transactions for pending transactions under such accounts), refuse you to use part or all of the functions of the Services, and notify you via email, in-site message or client notification, etc. You shall pay timely attention to such notifications. You understand and agree that the Platform shall have the right to suspend or terminate the provision of all or part of the Platform’s Services to the Platform Accounts under your name and restrict part or all of the functions of the products or Services used by you (including but not limited to taking restrictive measures such as canceling transactions for pending transactions under such accounts) in the following circumstances, and notify you via email, in-site message or client notification, etc. You shall pay timely attention to such notifications: In accordance with the provisions of this Agreement; In accordance with the provisions of laws, regulations and legal documents; In accordance with the requirements of competent authorities; Your use of the Platform’s Services is suspected of violating national laws, regulations and administrative provisions; The Platform, based on its reasonable sole judgment, deems that there is an abnormality in account operations, fund inflows and outflows, etc.; The Platform, based on its reasonable sole judgment, deems that risks may arise; You have engaged in batch account registration, credit brushing or other fraudulent acts in violation of event rules and the principle of good faith when participating in marketing events; You have been complained by others and the complainant has provided certain evidence; You may have incorrectly completed real-name authentication for another person’s account. If you apply to resume the Services or lift the above payment suspension or restrictions, you shall truthfully provide relevant materials, your identity certificate and other information or documents required by the Platform for the Platform’s verification. The Platform shall have the right to decide whether to approve your application based on its own judgment. You shall fully understand that your application is not necessarily approved. If you refuse to truthfully provide relevant materials and identity certificates, or fail to pass the Platform’s review, you confirm that the Platform shall have the right to stop providing services to such accounts and restrict part or all of the functions of such products or services for a long time. If the Platform deems that the above abnormality has been reasonably explained or supported by valid evidence, or does not violate national laws, regulations and departmental rules, the restrictions shall be lifted within 30 calendar days at the latest from the date of receiving the explanation, except for circumstances where the Platform has further reasons to believe that the abnormality may still cause losses to you, other users or the Platform, including but not limited to: Receiving complaints about such abnormality; You have materially violated this Agreement or other separately signed agreements, and we must continue to suspend payment or suspend the execution of instructions to protect the interests of all parties; Although you have not violated national laws, regulations and departmental rules, such use involves industry categories or commodities restricted by the Platform for cooperation, including but not limited to engaging in pyramid scheme-like or matrix-like high-rebate business models through the Platform’s products or services. When the Platform reasonably deems it necessary, the Platform may terminate the provision of the Services without prior notice, and suspend, close or delete all or part of the Platform Accounts under your name and all relevant materials and files in such accounts.
(4) If you need to cancel your Platform Account, you shall first obtain the Platform’s approval. The Platform’s cancellation of the Account shall indicate the termination of the Agreement between the Platform and you; however, you shall still bear possible liability for breach of contract or damages for your acts during the use of the Services, and the Platform may still retain your relevant information. VII. Privacy Protection The Platform attaches importance to the protection of users'privacy. Your identity materials and other specific materials are protected and regulated.
VIII. System
Interruptions or Malfunctions When the Platform’s system fails to operate normally due to the following circumstances, making you unable to use various services, the Platform shall not be liable for damages. Such circumstances include but are not limited to:(1) During the system downtime for maintenance announced by the Platform on this website;
(2) Telecommunications equipment malfunctions that prevent data transmission;
(3) Force majeure events such as typhoons, earthquakes, tsunamis, floods, power outages, wars, and terrorist attacks that cause system failures of the Platform and prevent the performance of services;
(4) Service interruptions or delays caused by hacker attacks, technical adjustments or failures of telecommunications authorities, website upgrades, or issues on the bank’s side.
IX. Scope of Liability and Limitation of Liability
(1) The Platform shall only be liable for the scope of liability specified in this Agreement.
(2) You clearly acknowledge that any risks arising from transactions shall be borne by you and the other party to the transaction.
(3) User information on the Platform is provided by users themselves. The Platform cannot guarantee the accuracy, timeliness, and completeness of such information, and you shall bear full responsibility for your own judgments.
(4) The Platform does not provide any form of warranty for transaction subjects or the Services, including but not limited to the following matters: The Services meet your needs; The Services are free from interference, provided in a timely manner, or free from errors; Any products, services, information, or other materials you purchase or obtain through the Services meet your expectations.
(5) The quality and content of services provided by the Platform’s cooperating entities shall be the sole responsibility of such cooperating entities.
(6) You shall independently assess the risks when downloading or obtaining any materials through the use of the Services. You shall bear full responsibility for any damage to your computer system or data loss caused by the download of materials.
(7) Any advice or information you obtain from the Platform, its staff, or through the Services (whether in writing or oral form) shall not constitute a warranty of the Services by the Platform.
(8) To the extent permitted by law, the Platform shall not be liable for any indirect, punitive, special, or consequential damages (including loss of business, revenue, profit, goodwill, use of data, or other economic benefits) arising from or in connection with this Agreement, whether such damages result from breach of this Agreement (including breach of warranties) or tort, even if the Platform has been notified of the possibility of such damages. Additionally, even if the exclusive remedy specified in this Agreement fails to achieve its fundamental purpose, the Platform’s liability for the aforementioned damages shall still be excluded.
(9) Unless otherwise specified in this Agreement, in no event shall the total liability of the Platform for breach of this Agreement exceed the total amount of service fees charged to you for the relevant service.
(10) You fully acknowledge and agree that the Platform may provide the Services to both you and your transaction counterparty at the same time. You agree to explicitly waive any claims against the Platform for any potential conflicts arising from such practice and shall not assert that the Platform has legal defects in providing the Services.
(11) Unless otherwise specified in this Agreement or agreed by the Platform, any entrustment you make to the Platform and any instructions you issue to the Platform shall be irrevocable.
(12) Your business shall not involve illegal usury practices such as “714 High-Interest Loans” or “Loan Deductions in Advance”; shall not involve “Fraudulent Loans” or violent, illegal debt collection practices; and shall not involve harassment of third-party contacts or illegal activities such as fraud, harassment, obscenity, violence, endangering national security, or undermining social stability. You shall independently bear all external complaints, negative public opinions, and legal liabilities arising therefrom.
(13) In case of any violation of this Agreement, you shall independently bear full legal liabilities (including but not limited to the Platform’s right to unilaterally suspend business operations or even terminate the business cooperation agreement unilaterally) and accept handling by relevant authorities, including but not limited to rectification within a time limit, financial penalties, administrative penalties, and criminal liability.
X. Protection of Trademarks
Intellectual Property Rights, and Patents(1) All systems of the Platform and its affiliated companies, and all content on this website (including but not limited to works, images, files, information, materials, website structure, layout arrangements, and web design) are legally owned by the Platform or its affiliated companies, including but not limited to trademark rights, patent rights, copyrights, and trade secrets.
(2) Without the written consent of the Platform or its affiliated companies, no one may unauthorizedly use, modify, reproduce, publicly transmit, alter, distribute, publish, or publicly display the website’s programs or content.
(3) Respecting intellectual property rights is your obligation. In case of any violation, you shall bear liability for damages. XI. Applicable Law and Jurisdiction The validity, interpretation, modification, performance, and dispute resolution of this Agreement shall be governed by the laws of the People’s Republic of China. In the absence of relevant legal provisions, general international commercial practices and/or industry practices shall apply. Any dispute arising from this Agreement shall be handled in accordance with the laws of the People’s Republic of China and submitted to the Chongqing Arbitration Commission for arbitration.
XII. Miscellaneous
(1) When using services related to the Platform, you shall also fully read, acknowledge, and agree to comply with the additional terms of such services.(2) This Agreement shall become effective on the date you agree to check and successfully register as a user of this website. Unless the website terminates this Service Agreement or you lose your qualification as a user of this website, this Service Agreement shall remain valid. The termination of this Service Agreement shall not exempt you from the obligations and liabilities you shall bear under this Service Agreement or other relevant agreements and rules.
(3) If any clause in this Agreement is fully or partially invalid or unenforceable for any reason, the remaining clauses of this Agreement shall still be valid and binding.
(4) The titles in this Agreement are for convenience only and do not have independent legal effect.
(5) The Platform shall have the final right of interpretation of this Service Agreement.
